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Welcome to Envoy Mortgage!

Honesty and Trust are the Difference!

Awarded the 2011 Moses Lake/Othello Board of Realtors Affiliate of the Year!!!*
Awarded the 2011, 2013 and 2016 Grant County Association of Realtors Affiliate of the Year!!!*

The Gary Bracht Team is committed to providing clients with the highest quality home loans combined with great mortgage rates for all of Washington State. Whether you are first time home buyer purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team with over 20+ years of mortgage banking and brokering can help make your dreams come true.

At Envoy Mortgage, our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. Envoy Mortgage's mission of "Preserving the Dream of Home Ownership" focuses our attention on the homeowner and with him/her the many people who help the homeowner realize their home ownership dreams.

We specialize in the following Washington State mortgage loans:


Envoy has offices in Ephrata and Moses Lake, offering unparalleled Mortgage and Refinance Services to clients throughout the entire State of Washington.

Envoy's Values
~Put People First~
~Commit to Excellence~
~Always do the Right Thing~

Call Us Today!
You'll see why our goal is a NO DRAMA HOME LOAN!!!

Envoy Mortgage Ltd d/b/a Envoy Mortgage, L.P.- Consumer Loan Company License # CL-6666 –

 *Envoy Mortgage Ltd, is not affiliated with the Grant County Realtors Association or the Moses Lake Othello Realtor Association.
Find the perfect loan to fit your needs.

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.


Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.


Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.